A couple of Sundays ago, I got a call from Citibank's fraud prevention division (or whatever it's called) saying they'd spotted a suspicious-looking charge. It was valid, though; I'd used my debit card at my eye doctor's office to pay for new contact lenses. I told the nice man on the phone that, and he said it looked as though there'd been a "test charge," which was the reason it had come up as suspicious. Fair 'nuff. At the office, the secretary had had some trouble running the card the first time, so that made sense.
Two days later, I happened to look at my account information online, and I noticed that the balance was much lower than it'd been when I withdrew money on Saturday. I looked at the account details. Immediately after the contact lens transaction there were four unfamiliar charges, all made in Maryland. One was for $734.99, one for $419.99, one for $471.98, and one for a whopping $4.92, made at a McDonald's in Elkridge, Maryland.
The big charges are bad enough to deal with, and disturbing because I still have my card—so someone must've stolen my number and made a card out of it. (I don't suspect the secretary, who's been working at that doctor's office forever. I'm guessing that maybe she did make a faulty charge, and then didn't shred the receipt, and someone fetched it out of the trash. But that's just a guess.) I am obsessed, however, with the $4.92 McDonald's charge. Why was it necessary for this person to charge a meal at McDonald's? If you'd just scored a free, stolen credit card, wouldn't you want to, I dunno, save it for purchases that are really worthwhile? Did he (let's just assume, for simplicity's sake, that it was a guy) not have five bucks handy? In the midst of spending like crazy on PlayStations and leather pants, did he suddenly get seized by a debilitating craving for the kind of refreshment that only McDonald's can provide? And the most important question of all: What did he buy?
Here in New York, you can't get a Value Meal for less than five or six bucks. I don't know about Maryland, though. So ... maybe the two-cheeseburger meal? Or a Big Mac and fries? Quarter Pounder and a sundae? Chicken McNuggets and a Coke? Were the fries fresh? What kind of sauce did he get? Did he eat there, or order to go?
If anyone out there is anywhere near Maryland, please do me a favor. Look up the prices at any McDonald's (preferably the one in Elkridge), and if you can figure out exactly what the bandit might have ordered—sales tax included—I will buy you something. Let's say a meal at McDonald's. Anything under $4.92, baby. Cuz that's how the big spenders roll.